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<section class="db-page-hero" aria-labelledby="hero-title"><div class="db-container"><h1 class="db-page-hero-title" id="hero-title">Debit Cards</h1><p class="db-page-hero-subtitle">A physical debit card linked directly to your account. Spend securely at millions of locations worldwide with PIN protection and real-time alerts.</p></div></section>

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  <div class="db-content animate"><h2>Your Account, in Your Pocket</h2><p>A <?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?> debit card gives you instant access to your funds — at stores, online, and at ATMs around the world. Unlike a credit card, a debit card spends directly from your account balance, so you only spend what you have. Each card is protected by a 4-digit PIN, real-time transaction alerts, and our zero-liability fraud policy. Choose from three trusted card networks: Visa, MasterCard, or Discover.</p></div>
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    <div class="db-service-card animate animate-delay-1"><div class="db-card-icon"><i class="fas fa-shopping-cart"></i></div><h3 class="db-card-title">Shop Anywhere</h3><p class="db-card-text">Use your debit card at millions of retail locations worldwide. Contactless tap-to-pay technology makes in-store purchases fast and secure.</p></div>
    <div class="db-service-card animate animate-delay-2"><div class="db-card-icon"><i class="fas fa-robot"></i></div><h3 class="db-card-title">ATM Access</h3><p class="db-card-text">Withdraw cash at over 2.5 million ATMs globally. No fees at <?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?> ATMs and competitive rates at partner networks.</p></div>
    <div class="db-service-card animate animate-delay-3"><div class="db-card-icon"><i class="fas fa-bell"></i></div><h3 class="db-card-title">Real-Time Alerts</h3><p class="db-card-text">Receive instant SMS or email notifications for every transaction. Spot and report suspicious activity the moment it happens.</p></div>
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  <div class="db-section-header animate"><span class="db-section-label">How to Apply</span><h2 class="db-section-title">Getting Your Debit Card</h2></div>
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    <div class="db-step"><h4>Open an Account</h4><p>Apply for a <?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?> checking account online. The application takes about 10 minutes and requires basic identification documents.</p></div>
    <div class="db-step"><h4>Choose Your Card Network</h4><p>Select your preferred network — Visa, MasterCard, or Discover. You can request cards on multiple networks for different spending needs.</p></div>
    <div class="db-step"><h4>Set Your PIN</h4><p>Create a 4-digit PIN during account setup. This PIN will be used for in-store purchases and ATM withdrawals. You can change it at any time.</p></div>
    <div class="db-step"><h4>Receive & Activate</h4><p>Your physical card arrives by mail within 7–10 business days. Activate it by logging into your dashboard, navigating to Cards, and clicking "Activate Card."</p></div>
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  <div class="db-section-header animate"><span class="db-section-label">Card Networks</span><h2 class="db-section-title">Visa, MasterCard & Discover</h2><p class="db-section-subtitle">Each network offers unique benefits. Choose the one that fits your lifestyle — or get cards on multiple networks.</p></div>
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    <table class="db-compare"><thead><tr><th>Feature</th><th>Visa</th><th>MasterCard</th><th>Discover</th></tr></thead><tbody>
      <tr><td>Global Acceptance</td><td>200+ countries</td><td>210+ countries</td><td>185+ countries</td></tr>
      <tr><td>ATMs Worldwide</td><td>2.5 million</td><td>2.2 million</td><td>1.5 million</td></tr>
      <tr><td>Fraud Liability</td><td>Zero Liability</td><td>Zero Liability</td><td>$0 Fraud Liability</td></tr>
      <tr><td>Contactless Payments</td><td>Yes</td><td>Yes</td><td>Yes</td></tr>
      <tr><td>Purchase Protection</td><td>90 days</td><td>120 days</td><td>90 days</td></tr>
      <tr><td>Extended Warranty</td><td>Yes</td><td>Yes</td><td>No</td></tr>
      <tr><td>Price Protection</td><td>No</td><td>Yes</td><td>Yes</td></tr>
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  <div class="db-section-header animate"><span class="db-section-label">Security</span><h2 class="db-section-title">Card Security Features</h2></div>
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    <div class="db-feature animate animate-delay-1"><div class="db-feature-content"><div class="db-feature-icon"><i class="fas fa-lock"></i></div><h3 class="db-feature-title">PIN Protection</h3><p class="db-feature-description">Every debit card is secured with a 4-digit PIN that you create. The PIN is required for in-store chip-and-PIN transactions and ATM withdrawals. If an incorrect PIN is entered three times consecutively, the card is temporarily locked as a security measure.</p><ul class="db-feature-list"><li><i class="fas fa-check-circle"></i> 4-digit PIN you create and control</li><li><i class="fas fa-check-circle"></i> Card locks after 3 incorrect attempts</li><li><i class="fas fa-check-circle"></i> Change PIN anytime from your dashboard</li></ul></div></div>
    <div class="db-feature animate animate-delay-2"><div class="db-feature-content"><div class="db-feature-icon"><i class="fas fa-mobile-alt"></i></div><h3 class="db-feature-title">Dashboard Controls</h3><p class="db-feature-description">Manage your card entirely from your online dashboard. Set spending limits, enable or disable international transactions, freeze and unfreeze the card instantly, and view a real-time feed of every transaction with merchant name and location.</p><ul class="db-feature-list"><li><i class="fas fa-check-circle"></i> Set daily spending limits</li><li><i class="fas fa-check-circle"></i> Toggle international usage on/off</li><li><i class="fas fa-check-circle"></i> Real-time transaction feed with details</li></ul></div></div>
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  <div class="db-section-header animate"><span class="db-section-label">Virtual Debit Card</span><h2 class="db-section-title">Also Available: Virtual Debit Card</h2><p class="db-section-subtitle">Need a card immediately for online use? Apply for a virtual debit card instead — issued instantly through your dashboard.</p></div>
  <div class="db-content animate db-text-center"><p>Virtual debit cards carry a unique 16-digit number, expiry date, and CVV — just like a physical card — but they exist only in digital form. They are generated through your <?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?> online dashboard and can be used for online purchases, subscriptions, and bill payments. Because they are separate from your physical card, they add an extra layer of security for your online spending.</p><div class="db-mt-6"><a href="virtual-cards.html" class="db-btn db-btn-primary">Learn About Virtual Cards <i class="fas fa-arrow-right" style="margin-left:8px;"></i></a></div></div>
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  <div class="db-section-header animate"><span class="db-section-label">FAQ</span><h2 class="db-section-title">Frequently Asked Questions</h2></div>
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    <div class="db-faq-item"><button class="db-faq-question">How long does it take to receive my physical debit card? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>After your account is approved and you request a debit card, the physical card is produced and mailed within 2 business days. Delivery typically takes 7–10 business days depending on your location. You can track the delivery status from your dashboard. If you need a card sooner, you can apply for an instant virtual card while you wait.</p></div></div></div>
    <div class="db-faq-item"><button class="db-faq-question">Can I have debit cards on multiple networks? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>Yes. You can request debit cards on Visa, MasterCard, and Discover — all linked to the same account. This is useful if you travel to regions where one network has broader acceptance, or if you want to take advantage of network-specific benefits. Each card has its own unique number and PIN.</p></div></div></div>
    <div class="db-faq-item"><button class="db-faq-question">What is the daily spending limit on my debit card? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>The default daily spending limit is $5,000 for purchases and $1,000 for ATM withdrawals. You can adjust these limits from your dashboard at any time, up to a maximum of $25,000 for purchases and $5,000 for ATM withdrawals, subject to your available account balance.</p></div></div></div>
    <div class="db-faq-item"><button class="db-faq-question">Are there fees for using my debit card internationally? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>International purchases and ATM withdrawals are subject to a 1.5% foreign transaction fee. ATM withdrawals at non-partner ATMs abroad may also incur operator fees from the ATM provider. We recommend enabling international usage from your dashboard before traveling.</p></div></div></div>
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<section class="db-section db-cta" aria-labelledby="cta-title"><div class="db-container"><div class="db-cta-inner animate"><h2 class="db-cta-title" id="cta-title">Get Your Debit Card</h2><p class="db-cta-description">Open an account today and start spending with a secure debit card on the network of your choice.</p><div class="db-cta-actions"><a href="account/register.html" class="db-btn db-btn-light db-btn-lg">Open an Account</a><a href="contact.html" class="db-btn db-btn-outline-white db-btn-lg">Contact Support</a></div></div></div></section>
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