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<?php $pageTitle = "Digital Banking"; include 'includes/public-header.php'; ?>

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<section class="db-page-hero db-page-hero-bg" style="background-image:url('assets/images/digital/mobile-banking-user.jpg');" aria-labelledby="hero-title"><div class="db-container"><h1 class="db-page-hero-title" id="hero-title">Digital Banking</h1><p class="db-page-hero-subtitle">Bank on your terms—access accounts, make transfers, pay bills, and manage your finances from any device, anywhere.</p></div></section>

<section class="db-section"><div class="db-container"><div class="db-feature animate"><div class="db-feature-content"><div class="db-feature-icon"><i class="fas fa-desktop"></i></div><h3 class="db-feature-title">Your Complete Banking Dashboard</h3><p class="db-feature-description">Access everything you need from one powerful dashboard. View balances, initiate transfers, pay bills, manage beneficiaries, review transaction history, and download statements—all in one place.</p><ul class="db-feature-list"><li><i class="fas fa-check-circle"></i> Real-time balance updates across all accounts</li><li><i class="fas fa-check-circle"></i> Initiate and track transfers instantly</li><li><i class="fas fa-check-circle"></i> Pay bills and manage payees</li><li><i class="fas fa-check-circle"></i> Access detailed transaction history and statements</li></ul><a href="account/register.html" class="db-btn db-btn-primary">Get Started</a></div><div class="db-feature-visual"><div class="db-feature-visual-inner"><img src="assets/images/digital/mobile-banking-user.jpg" alt="Customer using mobile banking on a smartphone to manage accounts from anywhere" width="500" height="333" loading="lazy" style="max-width:100%;height:auto;border-radius:var(--db-radius-xl);"></div></div></div></div></section>

<section class="db-section db-section-bg"><div class="db-container"><div class="db-feature db-feature-reverse animate"><div class="db-feature-content"><div class="db-feature-icon"><i class="fas fa-mobile-alt"></i></div><h3 class="db-feature-title">Mobile Banking</h3><p class="db-feature-description">Your bank in your pocket. Our responsive platform works seamlessly on smartphones and tablets, giving you full access to your accounts wherever you are.</p><ul class="db-feature-list"><li><i class="fas fa-check-circle"></i> Full dashboard access from any mobile device</li><li><i class="fas fa-check-circle"></i> Secure login with multi-factor authentication</li><li><i class="fas fa-check-circle"></i> PIN-protected transfers on the go</li><li><i class="fas fa-check-circle"></i> Real-time notifications for transactions</li></ul><a href="online-banking.html" class="db-btn db-btn-primary">Explore Online Banking</a></div><div class="db-feature-visual"><div class="db-feature-visual-inner"><img src="assets/svg/mobile-banking-preview.svg" alt="Mobile banking application showing balance and quick actions" width="200" height="373" loading="lazy" style="max-width:200px;height:auto;"></div></div></div></div></section>

<section class="db-section"><div class="db-container"><div class="db-content animate"><h2>Digital Banking Features</h2><div class="db-grid db-grid-3 db-mt-8"><div class="db-card"><div class="db-card-icon"><i class="fas fa-chart-line"></i></div><h3 class="db-card-title">Balance Overview</h3><p class="db-card-text">See your checking and BSL balances at a glance with real-time updates and income tracking.</p></div><div class="db-card"><div class="db-card-icon"><i class="fas fa-history"></i></div><h3 class="db-card-title">Transaction History</h3><p class="db-card-text">Complete records of every credit and debit. Filter by date, type, and status.</p></div><div class="db-card"><div class="db-card-icon"><i class="fas fa-users"></i></div><h3 class="db-card-title">Beneficiary Management</h3><p class="db-card-text">Add, edit, and manage beneficiaries for faster transfers to the people and businesses you pay regularly.</p></div><div class="db-card"><div class="db-card-icon"><i class="fas fa-file-alt"></i></div><h3 class="db-card-title">Statements</h3><p class="db-card-text">Download and view account statements for your records or for sharing with accountants and advisors.</p></div><div class="db-card"><div class="db-card-icon"><i class="fas fa-user-cog"></i></div><h3 class="db-card-title">Profile Management</h3><p class="db-card-text">Update personal information, change your PIN, manage security settings, and configure notifications.</p></div><div class="db-card"><div class="db-card-icon"><i class="fas fa-credit-card"></i></div><h3 class="db-card-title">Card Management</h3><p class="db-card-text">Apply for virtual debit cards, link external cards, and manage your card security settings.</p></div></div></div></div></section>

<section class="db-section db-cta"><div class="db-container"><div class="db-cta-inner animate"><h2 class="db-cta-title">Start Banking Digitally Today</h2><p class="db-cta-description">Open an account and access your complete banking dashboard from any device.</p><div class="db-cta-actions"><a href="account/register.html" class="db-btn db-btn-light db-btn-lg">Open an Account</a><a href="getting-started.html" class="db-btn db-btn-outline-white db-btn-lg">Getting Started Guide</a></div></div></div></section>
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