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<section class="db-page-hero" aria-labelledby="hero-title"><div class="db-container"><div class="db-breadcrumbs" style="justify-content:center;margin-bottom:var(--db-space-4);"><a href="index.html">Home</a><span class="separator">/</span><a href="personal-banking.html">Personal Banking</a><span class="separator">/</span><a href="accounts.html">Accounts</a><span class="separator">/</span><span class="current">Current Account</span></div><h1 class="db-page-hero-title" id="hero-title">Current / Checking Account</h1><p class="db-page-hero-subtitle">Your everyday banking companion — designed for seamless deposits, withdrawals, payments, and transfers.</p></div></section>

<section class="db-section"><div class="db-container"><div class="db-feature animate"><div class="db-feature-content"><span class="db-section-label">Everyday Banking</span><h2 class="db-feature-title">A Simple Account for Daily Transactions</h2><p class="db-feature-description">The <?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?> Current Account is built for individuals who need reliable, no-fuss access to their money. Whether you are receiving your salary, paying bills, shopping with your debit card, or transferring funds to family — this account handles it all with speed and security.</p><p class="db-feature-description">With unlimited transactions, a globally accepted debit card, and full digital banking access, you stay in control of your finances wherever you are. There is no monthly maintenance fee when you maintain the minimum balance, making it one of the most cost-effective checking accounts available.</p></div><div class="db-feature-visual"><div class="db-feature-visual-inner"><img src="assets/images/personal/family-finance-planning.jpg" alt="Customer managing their current account online" width="600" height="450" loading="lazy" style="width:100%;height:100%;object-fit:cover;border-radius:var(--db-radius-xl);"></div></div></div></div></section>

<section class="db-section db-section-bg"><div class="db-container"><div class="db-section-header animate"><span class="db-section-label">Features</span><h2 class="db-section-title">Key Features of Your Current Account</h2><p class="db-section-subtitle">Everything you expect from a modern checking account — and more.</p></div>
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<div class="db-acct-card animate animate-delay-1"><div class="db-card-icon"><i class="fas fa-globe"></i></div><h3 class="db-card-title">Online Banking</h3><p class="db-card-text">Access your account 24/7 through our secure online banking portal. View balances, download statements, and manage your finances from any device.</p></div>
<div class="db-acct-card animate animate-delay-2"><div class="db-card-icon"><i class="fas fa-credit-card"></i></div><h3 class="db-card-title">Free Debit Card</h3><p class="db-card-text">Every current account includes a free Visa or MasterCard debit card accepted at millions of merchants and ATMs worldwide. No annual card fee.</p></div>
<div class="db-acct-card animate animate-delay-3"><div class="db-card-icon"><i class="fas fa-exchange-alt"></i></div><h3 class="db-card-title">Free Transfers</h3><p class="db-card-text">Send money to any account within <?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?> at no charge. Local and international transfers available at competitive rates.</p></div>
<div class="db-acct-card animate animate-delay-4"><div class="db-card-icon"><i class="fas fa-headset"></i></div><h3 class="db-card-title">24/7 Support</h3><p class="db-card-text">Our customer service team is available around the clock via phone, email, and live chat. Get help whenever you need it, day or night.</p></div>
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<div class="db-section-header animate"><span class="db-section-label">Get Started</span><h2 class="db-section-title">How to Open a Current Account</h2><p class="db-section-subtitle">Opening your account is straightforward and can be completed online in minutes.</p></div>
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<div class="db-step animate animate-delay-1"><h4>Choose Your Account</h4><p>Select the Current Account option and review the features and requirements to make sure it fits your needs.</p></div>
<div class="db-step animate animate-delay-2"><h4>Complete Registration</h4><p>Fill out our secure online application form with your personal details. The form takes approximately 5 minutes to complete.</p></div>
<div class="db-step animate animate-delay-3"><h4>Verify Your Identity</h4><p>Upload a valid government-issued ID and proof of address. Our KYC verification process is fast and fully digital.</p></div>
<div class="db-step animate animate-delay-4"><h4>Start Banking</h4><p>Once verified, your account is activated immediately. Fund it and start using your debit card and online banking right away.</p></div>
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<section class="db-section db-section-bg"><div class="db-container"><div class="db-section-header animate"><span class="db-section-label">Requirements</span><h2 class="db-section-title">What You Need to Open an Account</h2><p class="db-section-subtitle">Make sure you have the following documents ready before you begin your application.</p></div>
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<div class="db-contact-card"><div class="db-contact-card-icon"><i class="fas fa-id-card"></i></div><div class="db-contact-card-body"><h4>Valid Government-Issued ID</h4><p>Passport, national ID card, or driver's license. The document must be current and not expired.</p></div></div>
<div class="db-contact-card"><div class="db-contact-card-icon"><i class="fas fa-home"></i></div><div class="db-contact-card-body"><h4>Proof of Address</h4><p>Recent utility bill, bank statement, or tenancy agreement dated within the last 3 months.</p></div></div>
<div class="db-contact-card"><div class="db-contact-card-icon"><i class="fas fa-money-bill-wave"></i></div><div class="db-contact-card-body"><h4>Minimum Deposit</h4><p>An initial deposit of $500 is required to activate your current account and waive the monthly maintenance fee.</p></div></div>
<div class="db-contact-card"><div class="db-contact-card-icon"><i class="fas fa-envelope"></i></div><div class="db-contact-card-body"><h4>Valid Email Address</h4><p>Used for account notifications, e-statements, and secure communication from the bank.</p></div></div>
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<section class="db-section"><div class="db-container"><div class="db-section-header animate"><span class="db-section-label">FAQ</span><h2 class="db-section-title">Frequently Asked Questions</h2><p class="db-section-subtitle">Find answers to common questions about our current accounts.</p></div>
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<div class="db-faq-item"><button class="db-faq-question">What is the difference between a current account and a savings account? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>A current account is designed for everyday transactions — receiving your salary, paying bills, making purchases with a debit card, and transferring money. A savings account is intended for building and growing your money over time, earning interest on your balance. Current accounts come with a debit card and unlimited transactions, while savings accounts typically have transfer limits but offer interest earnings.</p></div></div></div>
<div class="db-faq-item"><button class="db-faq-question">Is there a monthly maintenance fee? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>The monthly maintenance fee of $5.00 is waived when you maintain a minimum daily balance of $500. If your balance falls below $500 during the statement cycle, the fee applies for that month. There are no hidden charges beyond this — all standard transactions, online banking, and debit card usage are included at no extra cost.</p></div></div></div>
<div class="db-faq-item"><button class="db-faq-question">Can I open a current account online? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>Yes. You can open a current account entirely online through our secure application portal. The process involves completing a registration form, uploading your identification documents, and making your initial deposit. Most applications are approved within one business day. Visit our <a href="open-account.html">Open an Account</a> page to get started.</p></div></div></div>
<div class="db-faq-item"><button class="db-faq-question">Can I have multiple current accounts? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>Yes, you may hold more than one current account with <?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?>. Many customers choose to have separate accounts for different purposes — for example, one for daily spending and another for bill payments. Each account is managed independently through your online banking dashboard.</p></div></div></div>
<div class="db-faq-item"><button class="db-faq-question">What should I do if my debit card is lost or stolen? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>If your debit card is lost or stolen, immediately lock your card through the online banking portal or mobile app. Then contact our 24/7 customer support line to report the loss and request a replacement card. Replacement cards are typically issued within 5 to 7 business days. You are protected by our zero-liability fraud policy for unauthorized transactions.</p></div></div></div>
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<section class="db-section db-section-bg"><div class="db-container"><div class="db-section-header animate"><span class="db-section-label">Related Products</span><h2 class="db-section-title">Explore Related Banking Products</h2></div>
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<a href="savings-account.html" class="db-quick-action animate animate-delay-1"><div class="db-quick-action-icon"><i class="fas fa-piggy-bank"></i></div><span>Savings Account</span><small>Earn interest on your balance</small></a>
<a href="debit-cards.html" class="db-quick-action animate animate-delay-2"><div class="db-quick-action-icon"><i class="fas fa-credit-card"></i></div><span>Debit Cards</span><small>Your card, your way</small></a>
<a href="transfers.html" class="db-quick-action animate animate-delay-3"><div class="db-quick-action-icon"><i class="fas fa-exchange-alt"></i></div><span>Money Transfers</span><small>Send and receive funds</small></a>
<a href="account-comparison.html" class="db-quick-action animate animate-delay-4"><div class="db-quick-action-icon"><i class="fas fa-balance-scale"></i></div><span>Compare Accounts</span><small>Find the best fit</small></a>
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<section class="db-section"><div class="db-container"><div class="db-section-header animate"><span class="db-section-label">Related</span><h2 class="db-section-title">You May Also Be Interested In</h2></div>
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<a href="savings-account.html" class="db-quick-action animate animate-delay-1"><div class="db-quick-action-icon"><i class="fas fa-piggy-bank"></i></div><span>Savings Account</span><small>Grow your money</small></a>
<a href="accounts.html" class="db-quick-action animate animate-delay-2"><div class="db-quick-action-icon"><i class="fas fa-university"></i></div><span>All Accounts</span><small>View all account types</small></a>
<a href="account-comparison.html" class="db-quick-action animate animate-delay-3"><div class="db-quick-action-icon"><i class="fas fa-balance-scale"></i></div><span>Compare Accounts</span><small>Find the best fit</small></a>
<a href="digital-banking.html" class="db-quick-action animate animate-delay-4"><div class="db-quick-action-icon"><i class="fas fa-mobile-alt"></i></div><span>Digital Banking</span><small>Bank from anywhere</small></a>
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<section class="db-section db-cta" aria-labelledby="cta-title"><div class="db-container"><div class="db-cta-inner animate"><h2 class="db-cta-title" id="cta-title">Open Your Current Account Today</h2><p class="db-cta-description">Join thousands of customers who trust <?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?> for their everyday banking needs. Get started in minutes.</p><div class="db-cta-actions"><a href="account/register.html" class="db-btn db-btn-light db-btn-lg">Open an Account</a><a href="contact.html" class="db-btn db-btn-outline-white db-btn-lg">Contact Us</a></div></div></div></section>
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