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<?php $pageTitle = "Online Safety"; include 'includes/public-header.php'; ?>

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<section class="db-page-hero" aria-labelledby="hero-title"><div class="db-container"><h1 class="db-page-hero-title" id="hero-title">Online Safety</h1><p class="db-page-hero-subtitle">Practical steps you can take to protect your personal information and bank safely online, wherever you are.</p></div></section>

<!-- Password Best Practices -->
<section class="db-section"><div class="db-container"><div class="db-content animate"><h2>Password Best Practices</h2><p>Your password is the first line of defense against unauthorized access to your account. Follow these guidelines to create and manage strong passwords.</p>
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  <div class="db-card"><div class="db-card-icon"><i class="fas fa-check-circle"></i></div><h3 class="db-card-title">Create Strong Passwords</h3><p class="db-card-text">Use at least 12 characters mixing uppercase letters, lowercase letters, numbers, and special symbols. Avoid using names, birthdates, or common words. A passphrase — a sequence of random words — is both strong and memorable.</p></div>
  <div class="db-card"><div class="db-card-icon"><i class="fas fa-sync-alt"></i></div><h3 class="db-card-title">Change Passwords Regularly</h3><p class="db-card-text">Update your banking password every 60 to 90 days. Avoid reusing old passwords or making small predictable changes like incrementing a number at the end.</p></div>
  <div class="db-card"><div class="db-card-icon"><i class="fas fa-ban"></i></div><h3 class="db-card-title">Never Reuse Passwords</h3><p class="db-card-text">Use a unique password for your banking account that you do not use anywhere else. If another service is breached, reused passwords put your bank account at risk.</p></div>
  <div class="db-card"><div class="db-card-icon"><i class="fas fa-user-lock"></i></div><h3 class="db-card-title">Use a Password Manager</h3><p class="db-card-text">A reputable password manager can generate and store complex unique passwords for every account. This is far safer than writing passwords down or reusing the same one across services.</p></div>
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<!-- Device Safety -->
<section class="db-section db-section-bg"><div class="db-container"><div class="db-content animate"><h2>Device Safety</h2><p>The device you use to access online banking matters. Whether it is your personal computer, tablet, or smartphone, follow these steps to keep it secure.</p>
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  <div class="db-card animate animate-delay-1"><div class="db-card-icon"><i class="fas fa-shield-virus"></i></div><h3 class="db-card-title">Install Antivirus Software</h3><p class="db-card-text">Use reputable antivirus and anti-malware software on all devices you use for banking. Keep the software updated and run regular scans to detect threats before they compromise your data.</p></div>
  <div class="db-card animate animate-delay-2"><div class="db-card-icon"><i class="fas fa-download"></i></div><h3 class="db-card-title">Keep Your Operating System Updated</h3><p class="db-card-text">Enable automatic updates for your operating system, browser, and apps. Security patches fix known vulnerabilities that attackers exploit to gain access to your device.</p></div>
  <div class="db-card animate animate-delay-3"><div class="db-card-icon"><i class="fas fa-lock"></i></div><h3 class="db-card-title">Lock Your Screen</h3><p class="db-card-text">Set up a screen lock with a strong PIN, password, or biometric authentication on all your devices. Never leave your device unlocked and unattended, especially when you are logged into your bank account.</p></div>
</div></div></section>

<!-- Safe Browsing -->
<section class="db-section"><div class="db-container"><div class="db-content animate"><h2>Safe Browsing Tips</h2><p>When accessing your bank account online, how you browse matters as much as where. Follow these practices to ensure you are on a genuine, secure connection.</p>
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  <div class="db-card"><div class="db-card-icon"><i class="fas fa-globe"></i></div><h3 class="db-card-title">Always Type the Address</h3><p class="db-card-text">Type <strong>www.dbhacu.com</strong> directly into your browser's address bar. Never reach the login page through a link in an email, text message, or search engine result. Bookmark the official address for convenience.</p></div>
  <div class="db-card"><div class="db-card-icon"><i class="fas fa-lock"></i></div><h3 class="db-card-title">Check for the Padlock</h3><p class="db-card-text">Before entering any credentials, verify that the address bar shows a padlock icon and that the URL begins with <strong>https://</strong>. This confirms your connection to the website is encrypted and secure.</p></div>
  <div class="db-card"><div class="db-card-icon"><i class="fas fa-sign-out-alt"></i></div><h3 class="db-card-title">Always Log Out</h3><p class="db-card-text">When you finish your banking session, always click the Log Out button. Do not simply close the browser tab. This is especially important on shared or public computers, but it is a good habit even on your personal device.</p></div>
  <div class="db-card"><div class="db-card-icon"><i class="fas fa-history"></i></div><h3 class="db-card-title">Clear Your Browser Cache</h3><p class="db-card-text">Periodically clear your browser history, cache, and cookies. This removes stored data that could be accessed if your device is compromised. Most browsers allow you to clear data from the privacy settings menu.</p></div>
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<!-- Public Wi-Fi -->
<section class="db-section db-section-bg"><div class="db-container"><div class="db-content animate"><div class="db-alert db-alert-warning"><i class="fas fa-exclamation-triangle"></i><div><strong>Public Wi-Fi Warning:</strong> Never access your online banking account over public Wi-Fi networks in cafes, airports, hotels, or other shared spaces. These networks are often unencrypted and can be monitored by attackers.</div></div>
<h2>Public Wi-Fi and Banking Don't Mix</h2><p>Public Wi-Fi networks are convenient but inherently insecure. Here is why you should avoid them for banking and what to use instead:</p>
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  <div><h3><i class="fas fa-times-circle" style="color:var(--db-danger);margin-right:0.5rem;"></i> Risks of Public Wi-Fi</h3><ul><li>Your data can be intercepted by anyone on the same network using readily available tools</li><li>Fake Wi-Fi hotspots with legitimate-sounding names (like "Free Airport Wi-Fi") may be set up by attackers</li><li>Even password-protected public networks may not encrypt individual user traffic</li><li>Man-in-the-middle attacks can redirect you to fake banking websites without your knowledge</li></ul></div>
  <div><h3><i class="fas fa-check-circle" style="color:var(--db-success);margin-right:0.5rem;"></i> Safer Alternatives</h3><ul><li>Use your mobile phone's cellular data connection instead of public Wi-Fi for banking</li><li>If you must use public Wi-Fi, always connect through a reputable VPN service that encrypts all your traffic</li><li>Consider using your phone as a personal hotspot for your laptop when travelling</li><li>Wait until you are on a trusted, private network before accessing your bank account</li></ul></div>
</div></div></section>

<!-- Recognising Secure Websites & Updates -->
<section class="db-section"><div class="db-container"><div class="db-content animate"><h2>Recognising Secure Websites</h2><p>Before entering any personal or financial information on any website, verify these security indicators:</p>
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  <div class="db-card"><div class="db-card-icon"><i class="fas fa-lock"></i></div><h3 class="db-card-title">HTTPS and the Padlock</h3><p class="db-card-text">The address must start with https:// — the 's' stands for secure. A closed padlock icon in the address bar confirms the connection is encrypted. If the padlock is missing or shows a warning, do not proceed.</p></div>
  <div class="db-card"><div class="db-card-icon"><i class="fas fa-certificate"></i></div><h3 class="db-card-title">Valid Security Certificate</h3><p class="db-card-text">Click the padlock icon to view the site's security certificate. It should be issued to <?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?> and be currently valid. Browser warnings about invalid certificates should never be ignored.</p></div>
  <div class="db-card"><div class="db-card-icon"><i class="fas fa-search"></i></div><h3 class="db-card-title">Check the URL Carefully</h3><p class="db-card-text">Verify that the domain is exactly <strong>www.dbhacu.com</strong>. Scammers create look-alike domains with subtle misspellings such as dbhacu-secure.com or dbhacu-login.com. If anything looks off, close the page immediately.</p></div>
</div></div></section>

<!-- CTA -->
<section class="db-section db-cta" aria-labelledby="cta-title"><div class="db-container"><div class="db-cta-inner animate"><h2 class="db-cta-title" id="cta-title">Your Security Is a Partnership</h2><p class="db-cta-description">We provide robust security — you provide vigilance. Together, we keep your account safe.</p><div class="db-cta-actions"><a href="security-centre.html" class="db-btn db-btn-light db-btn-lg">Security Centre</a><a href="scam-awareness.html" class="db-btn db-btn-outline-white db-btn-lg">Scam Awareness</a></div></div></div></section>
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