<!DOCTYPE html>
<?php $pageTitle = "Personal Banking"; include 'includes/public-header.php'; ?>

<main id="main-content">
<!-- Hero -->
<section class="db-page-hero db-page-hero-bg" style="background-image:url('assets/images/personal/family-finance-planning.jpg');" aria-labelledby="hero-title">
  <div class="db-container"><h1 class="db-page-hero-title" id="hero-title">Personal Banking</h1><p class="db-page-hero-subtitle">Everything you need to manage your money—checking, savings, transfers, cards, and digital banking—all in one place.</p></div>
</section>

<!-- Banking That Fits Your Life -->
<section class="db-section">
  <div class="db-container">
    <div class="db-section-header animate">
      <span class="db-section-label">Your Finances, Simplified</span>
      <h2 class="db-section-title">Banking That Fits Your Life</h2>
      <p class="db-section-subtitle"><?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?> offers a complete range of personal banking services designed for individuals and families. From everyday checking accounts to high-yield savings, fast transfers, and secure cards—we make managing your finances simple and secure.</p>
    </div>
    <div class="db-grid db-grid-3">
      <div class="db-service-card animate animate-delay-1"><div class="db-card-icon"><i class="fas fa-university"></i></div><h3>Accounts</h3><p class="db-card-text">Current, savings, fixed deposit, and investment accounts with competitive features and multi-currency support.</p><a href="accounts.html" class="db-card-link">Explore Accounts <i class="fas fa-arrow-right"></i></a></div>
      <div class="db-service-card animate animate-delay-2"><div class="db-card-icon"><i class="fas fa-paper-plane"></i></div><h3>Money Transfers</h3><p class="db-card-text">Send money locally or internationally with PIN-protected security. Track every transaction in real time.</p><a href="transfers.html" class="db-card-link">Send Money <i class="fas fa-arrow-right"></i></a></div>
      <div class="db-service-card animate animate-delay-3"><div class="db-card-icon"><i class="fas fa-credit-card"></i></div><h3>Cards</h3><p class="db-card-text">Debit cards and virtual cards from Visa, MasterCard, and Discover. Secure payments anywhere.</p><a href="cards.html" class="db-card-link">Explore Cards <i class="fas fa-arrow-right"></i></a></div>
      <div class="db-service-card animate animate-delay-1"><div class="db-card-icon"><i class="fas fa-file-invoice"></i></div><h3>Bill Payments</h3><p class="db-card-text">Pay bills and manage payees from your dashboard. Schedule recurring payments with ease.</p><a href="bill-payments.html" class="db-card-link">Pay Bills <i class="fas fa-arrow-right"></i></a></div>
      <div class="db-service-card animate animate-delay-2"><div class="db-card-icon"><i class="fas fa-mobile-alt"></i></div><h3>Digital Banking</h3><p class="db-card-text">Access your accounts, make transfers, and manage cards from any device, anywhere.</p><a href="digital-banking.html" class="db-card-link">Go Digital <i class="fas fa-arrow-right"></i></a></div>
      <div class="db-service-card animate animate-delay-3"><div class="db-card-icon"><i class="fas fa-shield-alt"></i></div><h3>Security</h3><p class="db-card-text">Multi-factor authentication, PIN-protected transactions, and KYC verification keep your money safe.</p><a href="security-centre.html" class="db-card-link">Learn More <i class="fas fa-arrow-right"></i></a></div>
    </div>
  </div>
</section>

<!-- Image + Features section -->
<section class="db-section db-section-bg">
  <div class="db-container">
    <div class="db-showcase animate">
      <div class="db-showcase-image-wrap"><img src="assets/images/digital/mobile-banking-user.jpg" alt="Customer managing personal finances on a mobile device" width="600" height="450" loading="lazy"></div>
      <div class="db-showcase-content">
        <span class="db-section-label">Convenient Access</span>
        <h2 class="db-section-title" style="text-align:left;font-size:var(--db-text-3xl);">Manage Your Money From Anywhere</h2>
        <p style="color:var(--db-gray-500);line-height:1.7;margin-bottom:var(--db-space-4);">Access your accounts, monitor transactions, pay bills, and manage your cards securely from your phone, tablet, or computer.</p>
        <div class="db-trust-pills">
          <span class="db-trust-pill"><i class="fas fa-check-circle"></i> Multi-Factor Authentication</span>
          <span class="db-trust-pill"><i class="fas fa-check-circle"></i> PIN-Protected</span>
          <span class="db-trust-pill"><i class="fas fa-check-circle"></i> KYC Verified</span>
          <span class="db-trust-pill"><i class="fas fa-check-circle"></i> 24/7 Support</span>
        </div>
      </div>
    </div>
  </div>
</section>

<!-- CTA -->
<section class="db-section db-cta" aria-labelledby="cta-title">
  <div class="db-container"><div class="db-cta-inner animate"><h2 class="db-cta-title" id="cta-title">Start Banking Today</h2><p class="db-cta-description">Open your personal account online and take control of your finances.</p><div class="db-cta-actions"><a href="account/register.html" class="db-btn db-btn-light db-btn-lg">Open an Account</a><a href="contact.html" class="db-btn db-btn-outline-white db-btn-lg">Contact Us</a></div></div></div>
</section>
</main>

<footer class="db-footer" role="contentinfo"><div class="db-container"><div class="db-footer-grid"><div class="db-footer-brand"><img src="logo.png" alt="<?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?>" width="160" height="40"><p><?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?> provides secure personal banking, business banking, digital banking, transfers, cards, and wealth management to clients worldwide.</p></div><div class="db-footer-col"><h4>Personal</h4><ul class="db-footer-links"><li><a href="accounts.html">Accounts</a></li><li><a href="transfers.html">Transfers</a></li><li><a href="cards.html">Cards</a></li><li><a href="digital-banking.html">Digital Banking</a></li><li><a href="open-account.html">Open an Account</a></li></ul></div><div class="db-footer-col"><h4>Business</h4><ul class="db-footer-links"><li><a href="business-banking.html">Business Overview</a></li><li><a href="business-account.html">Business Accounts</a></li><li><a href="corporate-bank.html">Corporate Banking</a></li></ul></div><div class="db-footer-col"><h4>Security &amp; Help</h4><ul class="db-footer-links"><li><a href="security-centre.html">Security Centre</a></li><li><a href="report-fraud.html">Report Fraud</a></li><li><a href="help-centre.html">Help Centre</a></li><li><a href="faq.html">FAQs</a></li><li><a href="customer-support.html">Customer Support</a></li></ul></div><div class="db-footer-col"><h4>Company</h4><ul class="db-footer-links"><li><a href="about-us.html">About Us</a></li><li><a href="careers.html">Careers</a></li><li><a href="investor-relations.html">Investor Relations</a></li><li><a href="contact.html">Contact Us</a></li><li><a href="account/login.html">Log In</a></li><li><a href="account/register.html">Register</a></li></ul></div></div><div class="db-footer-bottom"><div class="db-footer-copyright">&copy; <span class="footer-year">2024</span> <?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?>. All rights reserved.</div><div class="db-footer-legal"><a href="privacy-policy.html">Privacy Policy</a><a href="terms.html">Terms of Use</a><a href="cookie-policy.html">Cookie Policy</a><a href="accessibility.html">Accessibility</a><a href="sitemap.html">Sitemap</a></div></div></div></footer>
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<script>document.querySelector('.footer-year').textContent=new Date().getFullYear();</script>
<?php include 'includes/public-footer.php'; ?>
