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<section class="db-page-hero" aria-labelledby="hero-title"><div class="db-container"><div class="db-breadcrumbs" style="justify-content:center;margin-bottom:var(--db-space-4);"><a href="index.html">Home</a><span class="separator">/</span><a href="personal-banking.html">Personal Banking</a><span class="separator">/</span><a href="accounts.html">Accounts</a><span class="separator">/</span><span class="current">Savings Account</span></div><h1 class="db-page-hero-title" id="hero-title">Savings Account</h1><p class="db-page-hero-subtitle">Earn competitive interest, set financial goals, and watch your money grow — with the security and flexibility you deserve.</p></div></section>

<section class="db-section"><div class="db-container"><div class="db-feature animate"><div class="db-feature-content"><span class="db-section-label">Grow Your Wealth</span><h2 class="db-feature-title">A Savings Account That Works as Hard as You Do</h2><p class="db-feature-description">The <?= getSetting("site_name", "Deutsche Bank Holdings Delaware") ?> Savings Account is designed to help you build financial security over time. With competitive interest rates that compound daily, your money grows steadily — whether you are saving for a major purchase, building an emergency fund, or planning for the future.</p><p class="db-feature-description">Open a savings account with as little as $100 and start earning interest from day one. Link it to your current account for seamless transfers, and set up automated deposits to make saving effortless.</p></div><div class="db-feature-visual"><div class="db-feature-visual-inner"><img src="assets/svg/savings-growth.svg" alt="Savings growth chart showing upward trend over six months" width="600" height="450" loading="lazy" style="max-width:100%;height:auto;"></div></div></div></div></section>

<section class="db-section db-section-bg"><div class="db-container"><div class="db-section-header animate"><span class="db-section-label">Benefits</span><h2 class="db-section-title">Why Choose Our Savings Account</h2><p class="db-section-subtitle">Three core benefits that set our savings account apart.</p></div>
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<div class="db-service-card animate animate-delay-1"><div class="db-card-icon"><i class="fas fa-percentage"></i></div><h3 class="db-card-title">Earn Competitive Interest</h3><p class="db-card-text">Interest is calculated daily and credited to your account monthly. The more you save, the more you earn. Rate tiers reward higher balances with better returns, giving you an incentive to grow your savings consistently.</p></div>
<div class="db-service-card animate animate-delay-2"><div class="db-card-icon"><i class="fas fa-bullseye"></i></div><h3 class="db-card-title">Set Savings Goals</h3><p class="db-card-text">Define up to five separate savings goals within your account — such as a vacation fund, home deposit, or education savings. Track your progress for each goal through the online dashboard with visual progress indicators.</p></div>
<div class="db-service-card animate animate-delay-3"><div class="db-card-icon"><i class="fas fa-robot"></i></div><h3 class="db-card-title">Automated Deposits</h3><p class="db-card-text">Schedule recurring transfers from your current account on a weekly, bi-weekly, or monthly basis. Set it once and let your savings grow automatically — no manual effort required.</p></div>
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<section class="db-section"><div class="db-container"><div class="db-section-header animate"><span class="db-section-label">Features</span><h2 class="db-section-title">Everything Included With Your Savings Account</h2></div>
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<div class="db-acct-card animate animate-delay-1"><div class="db-card-icon"><i class="fas fa-coins"></i></div><h3 class="db-card-title">Low Minimum Balance</h3><p class="db-card-text">Open your account with just $100. Maintain a minimum balance of $100 to keep your account active and avoid any service charges.</p></div>
<div class="db-acct-card animate animate-delay-2"><div class="db-card-icon"><i class="fas fa-calendar-check"></i></div><h3 class="db-card-title">Daily Compounding</h3><p class="db-card-text">Interest accrues daily on your full balance and is paid monthly. Every day your money stays in the account, it earns for you.</p></div>
<div class="db-acct-card animate animate-delay-3"><div class="db-card-icon"><i class="fas fa-link"></i></div><h3 class="db-card-title">Account Linking</h3><p class="db-card-text">Connect your savings account to your current account for instant transfers. Move money between accounts in seconds through the online portal.</p></div>
<div class="db-acct-card animate animate-delay-4"><div class="db-card-icon"><i class="fas fa-shield-alt"></i></div><h3 class="db-card-title">Deposit Insurance</h3><p class="db-card-text">Your savings are protected by deposit insurance up to the maximum coverage limit, giving you complete peace of mind.</p></div>
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<div class="db-section-header animate"><span class="db-section-label">Get Started</span><h2 class="db-section-title">How to Open a Savings Account</h2><p class="db-section-subtitle">A simple process that puts you on the path to financial growth.</p></div>
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<div class="db-step animate animate-delay-1"><h4>Choose Savings</h4><p>Select the Savings Account option from our account types. Review the interest rates and features.</p></div>
<div class="db-step animate animate-delay-2"><h4>Register Online</h4><p>Complete the secure online application with your personal details in about 5 minutes.</p></div>
<div class="db-step animate animate-delay-3"><h4>Verify Identity</h4><p>Upload your government-issued ID and proof of address for KYC verification.</p></div>
<div class="db-step animate animate-delay-4"><h4>Fund and Grow</h4><p>Make your opening deposit of $100 or more and start earning interest immediately.</p></div>
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<section class="db-section"><div class="db-container"><div class="db-section-header animate"><span class="db-section-label">Requirements</span><h2 class="db-section-title">What You Need to Open a Savings Account</h2></div>
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<div class="db-contact-card"><div class="db-contact-card-icon"><i class="fas fa-id-card"></i></div><div class="db-contact-card-body"><h4>Valid ID Document</h4><p>Passport, national ID, or driver's license. Must be current and not expired.</p></div></div>
<div class="db-contact-card"><div class="db-contact-card-icon"><i class="fas fa-file-alt"></i></div><div class="db-contact-card-body"><h4>Proof of Address</h4><p>Utility bill or bank statement from the last 3 months showing your current residential address.</p></div></div>
<div class="db-contact-card"><div class="db-contact-card-icon"><i class="fas fa-piggy-bank"></i></div><div class="db-contact-card-body"><h4>Opening Deposit</h4><p>A minimum opening deposit of $100 to activate your account and begin earning interest.</p></div></div>
<div class="db-contact-card"><div class="db-contact-card-icon"><i class="fas fa-envelope"></i></div><div class="db-contact-card-body"><h4>Email Address</h4><p>A valid email for e-statements, interest notifications, and account-related communications.</p></div></div>
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<section class="db-section db-section-bg"><div class="db-container"><div class="db-section-header animate"><span class="db-section-label">FAQ</span><h2 class="db-section-title">Frequently Asked Questions</h2><p class="db-section-subtitle">Common questions about our savings accounts.</p></div>
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<div class="db-faq-item"><button class="db-faq-question">What is the current interest rate on the savings account? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>Our savings account offers a competitive variable interest rate. The rate is tiered based on your balance: 1.50% APY for balances up to $10,000, 2.00% APY for balances between $10,000 and $50,000, and 2.50% APY for balances above $50,000. Interest is calculated daily and credited monthly. Please visit our rates page or contact customer service for the most current rates, as they are subject to change.</p></div></div></div>
<div class="db-faq-item"><button class="db-faq-question">Are there any fees associated with the savings account? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>The savings account has no monthly maintenance fee. You are allowed up to 5 free withdrawals or transfers per statement cycle. Additional withdrawals beyond this limit incur a fee of $3.00 per transaction. There are no charges for deposits, online banking, or receiving e-statements. A full fee schedule is available on our website.</p></div></div></div>
<div class="db-faq-item"><button class="db-faq-question">Can I set up automatic transfers into my savings account? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>Yes. You can schedule recurring automatic transfers from your linked current account on a weekly, bi-weekly, or monthly basis. Simply log into your online banking dashboard, navigate to the transfers section, and set up your preferred schedule and amount. You can modify or cancel automated transfers at any time.</p></div></div></div>
<div class="db-faq-item"><button class="db-faq-question">Can I access my savings account online? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>Yes. Your savings account is fully accessible through our online banking platform and mobile app. You can view your balance, track interest earnings, transfer funds, set savings goals, and download statements — all from your computer or mobile device, 24 hours a day.</p></div></div></div>
<div class="db-faq-item"><button class="db-faq-question">Can I withdraw money from my savings account at any time? <span class="db-faq-icon"><i class="fas fa-plus"></i></span></button><div class="db-faq-answer"><div class="db-faq-answer-inner"><p>Yes, you can withdraw funds from your savings account at any time. However, to encourage consistent saving, the account allows up to 5 free withdrawals per statement cycle. Withdrawals beyond this limit are subject to a small transaction fee. There is no limit on the number of deposits you can make.</p></div></div></div>
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<section class="db-section db-cta" aria-labelledby="cta-title"><div class="db-container"><div class="db-cta-inner animate"><h2 class="db-cta-title" id="cta-title">Start Growing Your Savings Today</h2><p class="db-cta-description">Open a savings account in minutes and earn competitive interest from day one. Set your goals and let your money work for you.</p><div class="db-cta-actions"><a href="account/register.html" class="db-btn db-btn-light db-btn-lg">Open a Savings Account</a><a href="contact.html" class="db-btn db-btn-outline-white db-btn-lg">Speak With Us</a></div></div></div></section>
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